ESG

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To ensure our lending and investment activities have minimal environmental impact, we adopt a comprehensive approach. Firstly, we actively seek and prioritise financing projects that adhere to green building standards and certifications, such as BREEAM, LEED, WELL and NABERS. These standards promote energy efficiency, water conservation, and the use of sustainable materials, reducing the environmental footprint of buildings.

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Additionally, we engage with borrowers to encourage sustainable construction practices.

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It is a condition of our lending, that all properties must currently hold at least EPC C or higher, or provide evidence that the property will hold an EPC C or higher after any works to the buildings have been completed.

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By integrating these measures into our lending practices, we aim to support the environment and contribute to a more sustainable real estate industry.

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Considering the social impact of our lending forms a significant part of our responsible lending criteria and helps us to ensure that the properties we finance align with our social impact goals. This may involve assessing the potential impact on affordable housing, job creation, access to essential services, and environmental sustainability.

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By prioritising projects that have a positive social impact, Mera Investment Management can help contribute to social improvement.  

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Within the company we are dedicated to promoting diversity, equity and inclusion within our workforce. We recognise that a diverse team leads to innovative thinking and better decision-making. As such, we prioritise creating an inclusive workplace culture that values and respects the unique backgrounds, perspectives, and talents of our employees.

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Furthermore, we believe in investing in the next generation. We are committed to supporting educational initiatives that empower young individuals to reach their full potential. By providing resources and mentorship opportunities we aim to inspire and enable future leaders in real estate finance.

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We are also actively looking for sponsorship opportunities where Mera can provide financial support to young individuals or teams looking to take on physical challenges around the world - if you are looking to undertake something like this then please email the details to info@meraim.co.uk.

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We believe that responsible business practices are vital for long-term success and sustainability.

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By adopting these strategies, we can proactively contribute to the betterment of communities, fostering social progress and leaving a lasting positive impact on the areas we lend to.

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In today's evolving landscape, it is crucial that we as real estate finance providers embrace good governance as an integral part of our Environmental, Social, and Governance (ESG) strategy. Good governance ensures transparency, accountability, and ethical decision-making, which are essential for building trust and maintaining long-term sustainability in the industry.

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As part of ensuring good governance we are constantly developing and communicating comprehensive policies and procedures that outline ethical standards, compliance requirements, and risk management protocols. These guidelines are regularly reviewed and updated to reflect evolving industry standards and regulatory changes.

We have a robust risk management frameworks and internal control systems to identify, assess, and mitigate risks effectively. This includes rigorous due diligence on all of our borrowers and the assets we are lending on. We are transparent and compliant with all legal and regulatory requirements, as well as identifying and managing potential conflicts of interest.  

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Part of ensuring good governance is fostering a culture of continuous learning and development by providing training programs on ethical conduct, compliance, and governance practices. This ensures that employees are equipped with the necessary knowledge and skills to uphold good governance principles.

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