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Real Estate Debt

Medium Term Lending

Our approach

We provide senior loan facilities between £2m-£50m and up to 75% LTV.

Our funding is used to acquire, refurbish, turnaround or exit real estate assets in stable or growth locations across the UK.

Being founded by a team with a background in private lending means we're all about providing a personal approach to our clients.

We only undertake a small number of transactions at any one time, allowing the team to focus and execute each facility in a timely manner.

We're building long-term relationships by consistently providing exceptional service.


Sectors

Residential

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Residential
  • High value single units
  • Multi-unit rental portfolios
  • HMOs
  • Affordable

Commercial

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Commercial
  • Offices
  • Industrial & Logistics
  • Student Accommodation
  • Hotels & Leisure

Alternative

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Alternative
  • Roadside & Automotive
  • Pubs & Inns
  • Self-Storage
  • Car Parking

Lending criteria

Senior

loans

£2,000,000 to £50,000,000

LTV: 75% (Residential) or 65% (Non-Residential) of the lower of the market value or the purchase price of the property.

LTC: Up to 90% of the total project costs.

Term: 6 - 36 months 
(interest must be serviced after 24 months).

Locations: Prime central London and across the UK, core regional cities, strong commuter towns, and key growth areas across England and Wales. Core assets in Jersey and Isle of Man are considered.

Purpose: Acquisition, refurbishment, turnaround, holding and sales periods.

Exclusions: No heavy development or planning risk.

Download Guidelines

Case studies

Self-storage development loan

£15,000,000
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Self-storage development loan
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Self-storage
£15,000,000
London
  
24 months

Pubs portfolio stabilisation loan

£12,000,000
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Pubs portfolio stabilisation loan
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Portfolio of Public Houses & Rooms
£12,000,000
Home Counties
  
36 months

Land acquisition loan

£7,500,000
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Land acquisition loan
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Warehousing and self-storage
£7,500,000
Southeast England
  
18 months

Residentail refinance loan

£2,300,000
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Residentail refinance loan
 - 
Prime counties residential
£2,300,000
Hertfordshire
  
12 months

Contact Us